10418 Plaza Centro, Boca raton, FL 33498
askus@dare2careinsurance.com
(561) 902-3493
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Protect Your Loved Ones Against Final Expense Costs
If you're between the age of 45 and 85 click below to get a free final expense insurance quote.
Final Expense Insurance
What Is It and Why Should You Have It?
Final expense insurance is also commonly referred to as burial insurance. It is a form of whole life insurance that is easy for most older adults to qualify and apply for. Since it is often used to cover funeral expenses, you are able to apply for as little as $5,000 or up to $50,000 in coverage. This type of insurance is also much more affordable than traditional whole life insurance plans. Final Expense insurance is designed to provide financial coverage for burials or cremations, along with all related funeral expenses incurred from your passing. This money goes directly to your beneficiary. So, family members will be able to use this monetary benefit not just to cover the cost of your memorial service, but towards any additional debts you may also leave behind. This includes property taxes, medical bills and much more. A Final Expense policy can also serve as a legacy for those you love and wish to bless with a solid financial gift to help keep them on the right financial track after you're gone.
Sonja Allen
D2C Insurance Group Your Final Expense Specialist
Losing a close family member is naturally a painful event, but for many, the emotional suffering associated with this sort of loss is often compounded with the financial burden of covering unexpected final expenses (funeral service, estate taxes, medical bills, etc.) A State approved life insurance burial plan between $5,000 - $50,0000 in coverage can help lift this financial burden from your family while leaving social security and retirement assets untouched. D2C Insurance Group offers several low cost programs to choose from. So, there's no reason you can't protect the one's you love now by avoiding the unnecessary suffering caused by being ill-prepared for your inevitable future. You deserve to be remembered as a blessing, not a burden.
Final Expense Policy Benefits
Final expense life insurance coverage is affordable and easy to apply for. We don't just call it LIFE insurance, it’s LOVE insurance because you care enough to buy it for those you love today to guarantee their financial security for the future.
Guaranteed Issue Ages 45-80* – No medical exam is required and you won’t be turned down regardless of health
Quick 10-15 Minute Application – Most policies are approved and issued the same day
Coverage Provided by Top Rated Carriers – All of our insurance carriers have been assigned a financial strength rating of "A" or "B" which are the highest ratings in the industry
No-Cost Riders included for Critical, Chronic and Terminal Illnesses – You may use your policy as a living benefit to pay health expenses related to a chronic or terminal illness while you’re alive
A Guaranteed Fixed Premium for the Life of Your Policy – You never have to worry about your premium payments increasing or your benefits decreasing
A Whole Life insurance policy – Get coverage for up to $50,000 with a policy that builds cash value and can not be cancelled by the carrier as long as your premium payments are made
Safe and Secure E-Applications – Your policy will be issued safely and conveniently over the phone by one of our licensed agents without unnecessary risk or exposure to your health and security.
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John Smith, Designer
Choose Coverage From Top Rated Carriers
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John Smith, Designer
Average U.S. Funeral Costs
| ITEM | COST | DESCRIPTION |
|---|---|---|
| Casket | $2,000-10,000 | A coffin made from metal fiberboard, fiberglass, plastic mahogany, bronze or copper. |
| Funeral Service fee | $2,100 | This fee covers the cost of the funeral home or cemetery's labor and equipment |
| Vault | $1,395 | The Price of the protective enclosure the coffin rests in. |
| Cremation Casket | $1,000 | The cost of the combustible container required for the cremation process. |
| Embalming | $725 | The process of preserving a human body often required for open-casket services or repatriation. |
| Funeral home staff | $500 | An Optional fee for enlisting the funeral home staff to assist with the service. |
| Facility usage | $425 | The cost to use the funeral home's chapel for viewing the body. |
| Cremation fee | $350 | The cost of cremating the body. Most funeral homes don't have crematoriums, so they typically outsource this to a third-party. |
| Hearse | $325 | The charge for the vehicle used to transport the body from the funeral home to the cemetery. |
| Transportation | $325 | The price of transferring the body to the funeral home or morgue. |
| Urn | $200-500 | The price of the urn to hold the remains after cremation |
| Cosmetic preparations | $250 | Funeral home charge for the cosmetic preparation of the body (includes makeup, clothing and hairstyling) |
| Memorial service extras | $160 | The cost of printing pamphlets, prayer cards and other materials for the funeral. |
| Service vehicle | $150 | The fee for transporting family members to and from the funeral. |
| Burial Plot | $1,000-4,000 | A public or private spot where a body is laid to rest in the ground. |
| Headstone | $200 - 5,000 | A marker (typically made of stone) placed at the head of a grave, generally inscribed with the name of the deceased. |
Total Funeral Expenses =
$10,000 - $20,000
What Others Are Saying....
Get Your Final Expense Life Insurance Policy Today!
| NO | Rate increases for the life of your policy. |
| NO | Medical exam required for approval and pre-existing conditions are accepted. |
| NO | Risk or Obligation to Qualify. |
| NO | Gimmicks! Just guaranteed life insurance coverage from licensed agents you can trust. |
*Average funeral expense breakdown provided by the National Funeral Directors Association (NFDA), prices may fluctuate based on your geographic location or cost of inflation.
10418 Plaza Centro, Boca raton, FL 33498
askus@dare2careinsurance.com
(561) 902-3493
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