There is a major difference between Mortgage Protection Insurance (MPI) and Private Mortgage Insurance (PMI). As you may know, all homeowners are required to pay PMI if they've accessed a home loan with a down payment of less than 20% but what many homeowners don't realize, is that MPI is just as important as PMI and it too should be purchased independently through a licensed insurance agent anytime you buy a home. This is because PMI is a type of home insurance that only safeguards your mortgage lender in the event you ever default on your home loan. Many homeowners assume that their PMI will cover their mortgage payments when they die but This assumption is incorrect. As the borrower, PMI does not afford you any type of financial protection. If you can not pay your mortgage for any reason and you only have PMI then your family will still be at risk of losing their home. So, if a homeowner passes away unexpectedly, their PMI will not cover their mortgage payments. However, their MPI policy would. Purchasing an MPI policy with D2C Insurance Group is not just easy but it ensures that your biggest asset is fully protected at all times and your family's future is secure. Call us today to learn more about MPI rates and get your free quote.